At depletion, the retirement fund could pay 78% of benefits
Source. SSA and CMS, 2026 Trustees Reports (percent of scheduled benefits)
Method and data
Method. Each bar is the share of scheduled benefits the 2026 Trustees project payable after the fund’s reserves are depleted; the label gives the depletion quarter. The retirement (OASI) and combined (OASDI) bars are two projections for Social Security, the second adding the disability fund.
| Fund | Reserves depleted | Payable after depletion (%) | Report |
|---|---|---|---|
| Social Security retirement (OASI) | fourth quarter of 2032 | 78 | 2026 Trustees Report summary |
| Social Security combined (OASDI) | third quarter of 2034 | 83 | 2026 Trustees Report summary |
| Medicare Hospital Insurance (HI) | second quarter of 2033 | 89 | 2026 Medicare Trustees Report (transmittal dated 2026-06-09) |