Higgins Strategy

From the home page, Debt and Interest

30-year fixed mortgage rate

Highest since Nov 2023

7.40%

Time frame
Line chart of 30-year fixed mortgage rate, Oct 2025 to Oct 2026: from 6.30% to 7.40%.Line chart of 30-year fixed mortgage rate, 2021 to 2026: from 3.05% to 7.40%.Line chart of 30-year fixed mortgage rate, 2016 to 2026: from 3.47% to 7.40%.Line chart of 30-year fixed mortgage rate, 1971 to 2026: from 7.33% to 7.40%.

Source: Freddie Mac, Primary Mortgage Market Survey, via FRED; series MORTGAGE30US. Data as of Oct 8, 2026.

30-year fixed mortgage rate: the last reading of each month, newest first. The CSV holds every week.
DateValue
Oct 8, 20267.40%
Sept 24, 20267.03%
Aug 27, 20266.66%
July 30, 20266.66%
June 25, 20266.49%
May 28, 20266.53%
April 30, 20266.30%
March 26, 20266.38%
Feb 26, 20265.98%
Jan 29, 20266.10%
Dec 31, 20256.15%
Nov 26, 20256.23%
Oct 30, 20256.17%
Sept 25, 20256.30%
Aug 28, 20256.56%
July 31, 20256.72%
June 26, 20256.77%
May 29, 20256.89%
April 24, 20256.81%
March 27, 20256.65%
Feb 27, 20256.76%
Jan 30, 20256.95%
Dec 26, 20246.85%
Nov 27, 20246.81%
Oct 31, 20246.72%
Sept 26, 20246.08%
Aug 29, 20246.35%
July 25, 20246.78%
June 27, 20246.86%
May 30, 20247.03%
April 25, 20247.17%
March 28, 20246.79%
Feb 29, 20246.94%
Jan 25, 20246.69%
Dec 28, 20236.61%
Nov 30, 20237.22%
Oct 26, 20237.79%
Sept 28, 20237.31%
Aug 31, 20237.18%
July 27, 20236.81%
June 29, 20236.71%
May 25, 20236.57%
April 27, 20236.43%
March 30, 20236.32%
Feb 23, 20236.50%
Jan 26, 20236.13%
Dec 29, 20226.42%
Nov 23, 20226.58%
Oct 27, 20227.08%
Sept 29, 20226.70%
Aug 25, 20225.55%
July 28, 20225.30%
June 30, 20225.70%
May 26, 20225.10%
April 28, 20225.10%
March 31, 20224.67%
Feb 24, 20223.89%
Jan 27, 20223.55%
Dec 30, 20213.11%
Nov 24, 20213.10%
Oct 28, 20213.14%
Sept 30, 20213.01%
Aug 26, 20212.87%
July 29, 20212.80%
June 24, 20213.02%
May 27, 20212.95%
April 29, 20212.98%
March 25, 20213.17%
Feb 25, 20212.97%
Jan 28, 20212.73%
Dec 31, 20202.67%
Nov 25, 20202.72%
Oct 29, 20202.81%
Sept 24, 20202.90%
Aug 27, 20202.91%
July 30, 20202.99%
June 25, 20203.13%
May 28, 20203.15%
April 30, 20203.23%
March 26, 20203.50%
Feb 27, 20203.45%
Jan 30, 20203.51%
Dec 26, 20193.74%
Nov 27, 20193.68%
Oct 31, 20193.78%
Sept 26, 20193.64%
Aug 29, 20193.58%
July 25, 20193.75%
June 27, 20193.73%
May 30, 20193.99%
April 25, 20194.20%
March 28, 20194.06%
Feb 28, 20194.35%
Jan 31, 20194.46%
Dec 27, 20184.55%
Nov 29, 20184.81%
Oct 25, 20184.86%
Sept 27, 20184.72%
Aug 30, 20184.52%
July 26, 20184.54%
June 28, 20184.55%
May 31, 20184.56%
April 26, 20184.58%
March 29, 20184.44%
Feb 22, 20184.40%
Jan 25, 20184.15%
Dec 28, 20173.99%
Nov 30, 20173.90%
Oct 26, 20173.94%
Sept 28, 20173.83%
Aug 31, 20173.82%
July 27, 20173.92%
June 29, 20173.88%
May 25, 20173.95%
April 27, 20174.03%
March 30, 20174.14%
Feb 23, 20174.16%
Jan 26, 20174.19%
Dec 29, 20164.32%
Nov 23, 20164.03%
Oct 27, 20163.47%
Sept 29, 20163.42%
Aug 25, 20163.43%
July 28, 20163.48%
June 30, 20163.48%
May 26, 20163.64%
April 28, 20163.66%
March 31, 20163.71%
Feb 25, 20163.62%
Jan 28, 20163.79%
Dec 31, 20154.01%
Nov 25, 20153.95%
Oct 29, 20153.76%
Sept 24, 20153.86%
Aug 27, 20153.84%
July 30, 20153.98%
June 25, 20154.02%
May 28, 20153.87%
April 30, 20153.68%
March 26, 20153.69%
Feb 26, 20153.80%
Jan 29, 20153.66%
Dec 31, 20143.87%
Nov 26, 20143.97%
Oct 30, 20143.98%
Sept 25, 20144.20%
Aug 28, 20144.10%
July 31, 20144.12%
June 26, 20144.14%
May 29, 20144.12%
April 24, 20144.33%
March 27, 20144.40%
Feb 27, 20144.37%
Jan 30, 20144.32%
Dec 26, 20134.48%
Nov 27, 20134.29%
Oct 31, 20134.10%
Sept 26, 20134.32%
Aug 29, 20134.51%
July 25, 20134.31%
June 27, 20134.46%
May 30, 20133.81%
April 25, 20133.40%
March 28, 20133.57%
Feb 28, 20133.51%
Jan 31, 20133.53%
Dec 27, 20123.35%
Nov 29, 20123.32%
Oct 25, 20123.41%
Sept 27, 20123.40%
Aug 30, 20123.59%
July 26, 20123.49%
June 28, 20123.66%
May 31, 20123.75%
April 26, 20123.88%
March 29, 20123.99%
Feb 23, 20123.95%
Jan 26, 20123.98%
Dec 29, 20113.95%
Nov 23, 20113.98%
Oct 27, 20114.10%
Sept 29, 20114.01%
Aug 25, 20114.22%
July 28, 20114.55%
June 30, 20114.51%
May 26, 20114.60%
April 28, 20114.78%
March 31, 20114.86%
Feb 24, 20114.95%
Jan 27, 20114.80%
Dec 30, 20104.86%
Nov 24, 20104.40%
Oct 28, 20104.23%
Sept 30, 20104.32%
Aug 26, 20104.36%
July 29, 20104.54%
June 24, 20104.69%
May 27, 20104.78%
April 29, 20105.06%
March 25, 20104.99%
Feb 25, 20105.05%
Jan 28, 20104.98%
Dec 31, 20095.14%
Nov 25, 20094.78%
Oct 29, 20095.03%
Sept 24, 20095.04%
Aug 27, 20095.14%
July 30, 20095.25%
June 25, 20095.42%
May 28, 20094.91%
April 30, 20094.78%
March 26, 20094.85%
Feb 26, 20095.07%
Jan 29, 20095.10%
Dec 31, 20085.10%
Nov 26, 20085.97%
Oct 30, 20086.46%
Sept 25, 20086.09%
Aug 28, 20086.40%
July 31, 20086.52%
June 26, 20086.45%
May 29, 20086.08%
April 24, 20086.03%
March 27, 20085.85%
Feb 28, 20086.24%
Jan 31, 20085.68%
Dec 27, 20076.17%
Nov 29, 20076.10%
Oct 25, 20076.33%
Sept 27, 20076.42%
Aug 30, 20076.45%
July 26, 20076.69%
June 28, 20076.67%
May 31, 20076.42%
April 26, 20076.16%
March 29, 20076.16%
Feb 22, 20076.22%
Jan 25, 20076.25%
Dec 28, 20066.18%
Nov 30, 20066.14%
Oct 26, 20066.40%
Sept 28, 20066.31%
Aug 31, 20066.44%
July 27, 20066.72%
June 29, 20066.78%
May 25, 20066.62%
April 27, 20066.58%
March 30, 20066.35%
Feb 23, 20066.26%
Jan 26, 20066.12%
Dec 29, 20056.22%
Nov 23, 20056.28%
Oct 27, 20056.15%
Sept 29, 20055.91%
Aug 25, 20055.77%
July 28, 20055.77%
June 30, 20055.53%
May 26, 20055.65%
April 28, 20055.78%
March 31, 20056.04%
Feb 24, 20055.69%
Jan 27, 20055.66%
Dec 29, 20045.81%
Nov 24, 20045.72%
Oct 28, 20045.64%
Sept 30, 20045.72%
Aug 26, 20045.82%
July 29, 20046.08%
June 24, 20046.25%
May 27, 20046.32%
April 29, 20046.01%
March 25, 20045.40%
Feb 26, 20045.58%
Jan 29, 20045.68%
Dec 31, 20035.85%
Nov 28, 20035.89%
Oct 31, 20035.94%
Sept 26, 20035.98%
Aug 29, 20036.32%
July 25, 20035.94%
June 27, 20035.24%
May 30, 20035.31%
April 25, 20035.79%
March 28, 20035.91%
Feb 28, 20035.79%
Jan 31, 20035.90%
Dec 27, 20025.93%
Nov 29, 20026.13%
Oct 25, 20026.31%
Sept 27, 20025.99%
Aug 30, 20026.22%
July 26, 20026.34%
June 28, 20026.55%
May 31, 20026.76%
April 26, 20026.88%
March 29, 20027.18%
Feb 22, 20026.81%
Jan 25, 20026.96%
Dec 28, 20017.16%
Nov 30, 20017.02%
Oct 26, 20016.64%
Sept 28, 20016.72%
Aug 31, 20016.92%
July 27, 20017.03%
June 29, 20017.11%
May 25, 20017.20%
April 27, 20017.12%
March 30, 20016.91%
Feb 23, 20017.12%
Jan 26, 20017.15%
Dec 29, 20007.13%
Nov 24, 20007.73%
Oct 27, 20007.68%
Sept 29, 20007.88%
Aug 25, 20007.99%
July 28, 20008.13%
June 30, 20008.22%
May 26, 20008.62%
April 28, 20008.13%
March 31, 20008.23%
Feb 25, 20008.31%
Jan 28, 20008.25%
Dec 31, 19998.06%
Nov 26, 19997.75%
Oct 29, 19997.96%
Sept 24, 19997.76%
Aug 27, 19997.80%
July 30, 19997.70%
June 25, 19997.63%
May 28, 19997.23%
April 30, 19996.93%
March 26, 19996.98%
Feb 26, 19996.89%
Jan 29, 19996.74%
Dec 31, 19986.83%
Nov 27, 19986.78%
Oct 30, 19986.83%
Sept 25, 19986.64%
Aug 28, 19986.92%
July 31, 19986.97%
June 26, 19986.96%
May 29, 19987.07%
April 24, 19987.15%
March 27, 19987.08%
Feb 28, 19987.09%
Jan 30, 19987.12%
Dec 26, 19976.99%
Nov 28, 19977.17%
Oct 31, 19977.21%
Sept 26, 19977.28%
Aug 29, 19977.58%
July 25, 19977.43%
June 27, 19977.58%
May 30, 19977.94%
April 25, 19978.08%
March 28, 19977.97%
Feb 28, 19977.65%
Jan 31, 19977.88%
Dec 27, 19967.64%
Nov 29, 19967.52%
Oct 25, 19967.86%
Sept 27, 19968.16%
Aug 30, 19968.09%
July 26, 19968.19%
June 28, 19968.29%
May 31, 19968.03%
April 26, 19967.92%
March 29, 19967.69%
Feb 23, 19967.32%
Jan 26, 19967.00%
Dec 29, 19957.11%
Nov 24, 19957.35%
Oct 27, 19957.45%
Sept 29, 19957.62%
Aug 25, 19957.88%
July 28, 19957.79%
June 30, 19957.53%
May 26, 19957.85%
April 28, 19958.26%
March 31, 19958.38%
Feb 24, 19958.73%
Jan 27, 19959.13%
Dec 30, 19949.18%
Nov 25, 19949.25%
Oct 28, 19949.03%
Sept 30, 19948.82%
Aug 26, 19948.56%
July 29, 19948.57%
June 24, 19948.46%
May 27, 19948.53%
April 29, 19948.32%
March 25, 19947.80%
Feb 25, 19947.32%
Jan 28, 19946.97%
Dec 31, 19937.13%
Nov 26, 19937.31%
Oct 29, 19936.86%
Sept 24, 19936.95%
Aug 27, 19936.97%
July 30, 19937.25%
June 25, 19937.34%
May 28, 19937.50%
April 30, 19937.43%
March 26, 19937.50%
Feb 26, 19937.53%
Jan 29, 19937.86%
Dec 31, 19928.14%
Nov 27, 19928.29%
Oct 30, 19928.21%
Sept 24, 19928.02%
Aug 28, 19928.01%
July 31, 19928.05%
June 26, 19928.43%
May 29, 19928.60%
April 24, 19928.85%
March 27, 19928.98%
Feb 28, 19928.83%
Jan 31, 19928.68%
Dec 27, 19918.35%
Nov 29, 19918.70%
Oct 25, 19918.91%
Sept 27, 19918.92%
Aug 30, 19919.15%
July 26, 19919.50%
June 28, 19919.67%
May 31, 19919.45%
April 26, 19919.53%
March 29, 19919.52%
Feb 22, 19919.29%
Jan 25, 19919.61%
Dec 28, 19909.68%
Nov 30, 19909.90%
Oct 26, 199010.17%
Sept 28, 199010.22%
Aug 31, 199010.24%
July 27, 19909.98%
June 29, 199010.15%
May 25, 199010.33%
April 27, 199010.56%
March 30, 199010.22%
Feb 23, 199010.31%
Jan 26, 199010.05%
Dec 29, 19899.78%
Nov 24, 19899.74%
Oct 27, 19899.82%
Sept 29, 198910.16%
Aug 25, 198910.21%
July 28, 19899.81%
June 30, 198910.07%
May 26, 198910.50%
April 28, 198911.03%
March 31, 198911.19%
Feb 24, 198910.78%
Jan 27, 198910.60%
Dec 30, 198810.77%
Nov 25, 198810.39%
Oct 28, 198810.22%
Sept 30, 198810.42%
Aug 26, 198810.67%
July 29, 198810.49%
June 24, 198810.40%
May 27, 198810.58%
April 29, 198810.28%
March 25, 19889.99%
Feb 26, 19889.87%
Jan 29, 198810.16%
Dec 31, 198710.61%
Nov 27, 198710.55%
Oct 30, 198710.97%
Sept 25, 198711.02%
Aug 28, 198710.33%
July 31, 198710.27%
June 26, 198710.35%
May 29, 198710.70%
April 24, 198710.37%
March 27, 19879.03%
Feb 27, 19879.07%
Jan 30, 19879.08%
Dec 26, 19869.29%
Nov 28, 19869.50%
Oct 31, 19869.89%
Sept 26, 198610.10%
Aug 29, 19869.93%
July 25, 198610.40%
June 27, 198610.62%
May 30, 198610.38%
April 25, 19869.86%
March 28, 198610.10%
Feb 28, 198610.51%
Jan 31, 198610.89%
Dec 27, 198511.09%
Nov 29, 198511.58%
Oct 25, 198512.07%
Sept 27, 198512.17%
Aug 30, 198512.11%
July 26, 198512.03%
June 28, 198512.15%
May 31, 198512.71%
April 26, 198513.12%
March 29, 198513.29%
Feb 22, 198512.94%
Jan 25, 198512.96%
Dec 28, 198413.14%
Nov 30, 198413.42%
Oct 26, 198414.05%
Sept 28, 198414.26%
Aug 31, 198414.38%
July 27, 198414.67%
June 29, 198414.50%
May 25, 198414.08%
April 27, 198413.73%
March 30, 198413.55%
Feb 24, 198413.25%
Jan 27, 198413.29%
Dec 30, 198313.43%
Nov 25, 198313.43%
Oct 28, 198313.43%
Sept 30, 198313.65%
Aug 26, 198313.78%
July 29, 198313.65%
June 24, 198312.96%
May 27, 198312.68%
April 29, 198312.73%
March 25, 198312.86%
Feb 25, 198312.98%
Jan 28, 198313.10%
Dec 31, 198213.57%
Nov 26, 198213.77%
Oct 29, 198214.15%
Sept 24, 198215.19%
Aug 27, 198215.88%
July 30, 198216.65%
June 25, 198216.73%
May 28, 198216.63%
April 30, 198216.81%
March 26, 198217.04%
Feb 26, 198217.52%
Jan 29, 198217.59%
Dec 31, 198117.04%
Nov 27, 198117.21%
Oct 30, 198118.44%
Sept 25, 198118.36%
Aug 28, 198117.48%
July 31, 198117.11%
June 26, 198116.62%
May 29, 198116.80%
April 24, 198115.77%
March 27, 198115.40%
Feb 27, 198115.30%
Jan 30, 198115.07%
Dec 26, 198014.95%
Nov 28, 198014.28%
Oct 31, 198014.00%
Sept 26, 198013.43%
Aug 29, 198012.95%
July 25, 198012.18%
June 27, 198012.35%
May 30, 198013.20%
April 25, 198016.25%
March 28, 198016.03%
Feb 29, 198013.59%
Jan 25, 198012.89%
Dec 28, 197912.90%
Nov 30, 197912.90%
Oct 26, 197912.00%
Sept 28, 197911.35%
Aug 31, 197911.13%
July 27, 197911.08%
June 29, 197911.10%
May 25, 197910.75%
April 27, 197910.53%
March 30, 197910.45%
Feb 23, 197910.40%
Jan 26, 197910.40%
Dec 29, 197810.38%
Nov 24, 197810.28%
Oct 27, 19789.88%
Sept 29, 19789.78%
Aug 25, 19789.80%
July 28, 19789.75%
June 30, 19789.73%
May 26, 19789.68%
April 28, 19789.43%
March 31, 19789.25%
Feb 24, 19789.15%
Jan 27, 19789.05%
Dec 30, 19779.00%
Nov 25, 19778.93%
Oct 28, 19778.90%
Sept 30, 19778.90%
Aug 26, 19778.93%
July 29, 19778.93%
June 24, 19778.88%
May 27, 19778.85%
April 29, 19778.78%
March 25, 19778.70%
Feb 25, 19778.65%
Jan 28, 19778.73%
Dec 31, 19768.78%
Nov 26, 19768.80%
Oct 29, 19768.90%
Sept 24, 19768.97%
Aug 27, 19769.00%
July 30, 19768.98%
June 25, 19768.90%
May 28, 19768.78%
April 30, 19768.75%
March 26, 19768.75%
Feb 27, 19768.75%
Jan 30, 19768.90%
Dec 26, 19759.09%
Nov 28, 19759.11%
Oct 31, 19759.24%
Sept 26, 19759.14%
Aug 29, 19759.02%
July 25, 19758.89%
June 27, 19758.90%
May 30, 19758.89%
April 25, 19758.84%
March 28, 19758.86%
Feb 28, 19759.02%
Jan 31, 19759.29%
Dec 27, 19749.56%
Nov 29, 19749.72%
Oct 25, 19749.94%
Sept 27, 197410.03%
Aug 30, 19749.74%
July 26, 19749.42%
June 28, 19749.10%
May 31, 19749.03%
April 26, 19748.73%
March 29, 19748.41%
Feb 22, 19748.42%
Jan 25, 19748.52%
Dec 28, 19738.56%
Nov 30, 19738.55%
Oct 26, 19738.68%
Sept 28, 19738.85%
Aug 31, 19738.66%
July 27, 19738.18%
June 29, 19737.76%
May 24, 19737.70%
April 27, 19737.56%
March 30, 19737.49%
Feb 23, 19737.45%
Jan 26, 19737.43%
Dec 29, 19727.45%
Nov 24, 19727.44%
Oct 27, 19727.42%
Sept 29, 19727.43%
Aug 25, 19727.42%
July 28, 19727.40%
June 30, 19727.38%
May 26, 19727.40%
April 28, 19727.33%
March 31, 19727.23%
Feb 25, 19727.31%
Jan 28, 19727.40%
Dec 31, 19717.48%
Nov 26, 19717.51%
Oct 29, 19717.63%
Sept 24, 19717.67%
Aug 27, 19717.69%
July 30, 19717.69%
June 25, 19717.54%
May 28, 19717.46%
April 30, 19717.29%

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